¤ou and Barclays But e no it’s not si­ply about offerin„ products and services it’s about ­a in„ the­ available in the ay our custo­ers ant ƒhether it’s by savin„ ti­e increasin„ ‚ur custo­ers are the reason e exist ƒe ­eet a financial access or ­a in„ the­ feel safer e ant to „o the extra ­ile to exceed our custo­ers’ expectations and help the­ ’u„„le their ban in„ ith the de­ands of everyday life need for nearly 1 in 2 adults in the UK and e’re there to support and protect the­ across their lifeti­es – fro­ openin„ their first ban account for everyday purchases to ‰avin„ ti­e ­a in„ life chan„in„ invest­ents li e buyin„ a house n 2012 e launched our ›obile Ban in„ app as ell as the UK’s first persontoperson ­obile pay­ent app Šin„it so our custo­ers † a year we let £.6b can vie their accounts ­a e pay­ents and to over customers to do ban in„ tas s on the ­ove That’s  help ud ewly ƒe no have over ­ custo­ers re„istered ‘ust €, 8 6 0 built homes. on our ›obile Ban in„ app and Šin„it has over over 3­ re„istered users ¤ou can even use Šin„it digital fro­ your …itter handle or to pay for your trasactios to over ¥ational Œottery „a­es¦ per secod £€b 85,000 worth o …a in„ ­obile and online to„ether in a mortgages households year custo­ers ­ade pay­ent transactions and transfers totallin„ œ0£“­ ncreasin„ access icludig 6, 00 …echnolo„y is i­portant but so are our people and hen e co­bine the to that’s hen irst›ti€e buyers e can create a truly brilliant experience As ell as havin„ our people available in branch to help ith all the ­o­ents that ­atter e’re usin„ technolo„y to provide ne ays for our custo­ers to tal to our collea„ues¡ • ‚ur facetoface video ban in„ service allos custo­ers to interact ith us on their ter­s at a ti­e that suits the­ co­binin„ hu­an interaction ith di„ital technolo„y Œe launched the UK’s irst 0m to put custo­ers in control ever credit card‚ „arclaycard. • Barclays eb chat is a service that enables you to chat online to a ­e­ber of our tea­ Today‚ it provides pay€ent custo€ers about selected products and services ithout havin„ to ­a e a phone call or visit a cards or over in the UK branch ¤ou can also access it throu„h the ›obile Ban in„ app | 2 Barclays in the UK

Barclays in UK report FINAL_Dec 16 version_28.11.16 - Page 9 Barclays in UK report FINAL_Dec 16 version_28.11.16 Page 8 Page 10